0% financing for 72 months on new heating and air conditioning systems, on approved credit. A furnace or heat pump rarely fails at a convenient time; financing turns a replacement into a predictable monthly payment instead of a surprise. Call 678-203-6336 and we will walk you through it.
How financing works at American Comfort
- 0% APR for 72 months on qualifying new system installations, on approved credit.
- Apply in minutes — your comfort advisor can start the application at your kitchen table during the estimate, or you can apply before we come out.
- Decisions are usually immediate, and approval does not obligate you to buy.
- No prepayment penalty — pay it off early whenever you like.
- Available on GE Connect side-discharge heat pumps, dual-fuel systems, furnaces, air handlers and ductless mini-splits we install.
What a monthly payment looks like
On a 0% / 72-month plan the math is simple: divide the installed price by 72. A $12,000 system is $166.67 a month; a $15,000 system is $208.34 a month — with no interest added. Your advisor will show you the exact figure on your written quote before you decide.
Pair financing with rebates
Georgia Power and local EMC rebates can take hundreds of dollars off a qualifying heat pump before financing is applied. See our rebates and incentives page, or let your advisor check what your home qualifies for.
Why finance a replacement instead of patching an old system?
Repairs on a 15-year-old system are money you never get back. A new GE Connect inverter system cuts cooling and heating costs, comes with a registered manufacturer warranty and our labor guarantee, and the monthly payment is often close to what the old unit was costing in repairs and wasted energy. If you are weighing repair versus replace, we will give you an honest answer either way — see what replacement costs in our area.
Frequently asked questions
Is the 0% financing really 0%? Yes. On approved credit, qualifying installations carry 0% APR for 72 months. There is no interest as long as the plan is paid as agreed. Promotional terms are subject to the lender’s approval and may change; your written quote shows the exact terms.
Can I finance a repair? Financing is designed for new system installations and replacements. For large repairs, ask your technician — we will tell you honestly whether a repair or a financed replacement makes more sense.
Does applying hurt my credit? The lender runs a credit check as part of the application, as with any financing. Approval does not commit you to a purchase.
Do you offer a free second opinion if I already have a quote? Yes. Bring us the other company’s estimate and we will look at the system, tell you whether a repair will do, and quote the replacement straight — including financing.
Get a quote with financing included
Call 678-203-6336 any time, day or night, or request an estimate online. Already have a quote from another company? We will give you a free second opinion before you sign.
